The 10,000 guarantees available via the new First Home Loan Deposit Scheme have been filled or reserved, but for those who missed out there’s a second chance coming soon in July.
In good news for those of us worried about the risk of dementia, a recent study[i] by UK researchers has shown that a healthy lifestyle could help offset a genetic risk of the disease. The study found that for people who had a high genetic probability of developing dementia, the risk was a third[…]
Good news is currently hard to find, but new lower deeming rates may give relief to some people through higher cashflows – and comes as good news. Deeming simplifies how your investments are assessed for Centrelink/Veterans’ Affairs entitlements and aged care fee contributions, by applying a government set interest rate to all financial investments. This[…]
COVID-19 has turned everyone’s world upside down – and the implications are widespread. People moving into, or already living in, aged care are feeling the stress with implications around how to manage the former home. A move into residential aged care often leaves the former home vacant, and families with the dilemma of what to[…]
At Aspire Planning, we have been providing Aged Care advice for the past few years. Aged Care is such a growing need in our community and making the right decisions has never been more important. In response to this demand, we developed Aged Care services that provide clarity and customised options for our clients.[…]
Here’s a bit of welcome news for mortgage holders: Australia’s record-low cash rate is likely to remain in place until 2023, according to leading economic and property experts.
– RBA using low interest rates & easy money The Morrison Government’s mind-bogglingly large support packages to get Australians through the COVID-19 shutdown have dominated headlines, and rightly so. Only months ago, the Australian economy was in relatively good shape and headed for a Budget surplus. Behind the scenes, the Reserve Bank of Australia (RBA)[…]
The coronavirus pandemic has resulted in dramatic and unprecedented changes for many families and households, impacting social lives, workplaces and finances. As financial advisers, we are responding to the unfolding crisis to assist our clients to manage the financial repercussions. From looking at how the Government’s measures will impact your finances, to developing a plan[…]
At a time of uncertainty about the economy, not to mention unexpected social isolation, people are rethinking their personal and financial priorities. Whether you are spending less by necessity or because you are living more simply at home, this could be a good time to reassess your spending and review your household budget. Our spending[…]