Sarah Haines Sarah Haines

Seismic shift: two major banks hike fixed interest rates

Are the days of ultra-low fixed interest rates over? It’s looking increasingly so, with two major banks increasing their fixed rates this week. So if you’ve been thinking about fixing your mortgage lately, it could be time to consider doing so.

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Sarah Haines Sarah Haines

Responsible investing on the rise

For many people, there’s much more to choosing investments than focusing exclusively on financial returns. Returns are important, but a growing number of people also want their investments align with their values.

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Sarah Haines Sarah Haines

Decision making your way to the best outcome

Throughout our lives, making a decision is something we do thousands of times a day. Our first thought occurs as soon as we wake, and our final thought when we drift off to sleep. Researchers have found on average, that most people will have approximately 6,200 thoughts per day.i

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Sarah Haines Sarah Haines

The next smallest action

NSW has taken its first big step in emerging from their time in lockdown. In my location in Victoria, that will also start to occur over the coming weeks. Our thoughts are already starting to look to that future when more of our freedoms are returned.

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Sarah Haines Sarah Haines

Spotlight on Super Performance

Superannuation has provided most fund members with stellar returns since last year’s COVID lows. Some funds performed better than others and recent government reforms make it easier to find out how your fund compares.

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Sarah Haines Sarah Haines

A trusted investment vehicle

Family trusts are a popular and effective investment structure to manage and protect your family’s fortune, but you don’t have to be worth a fortune to benefit from having one.

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Sarah Haines Sarah Haines

Don’t take super cover for granted

Buying insurance through super has many advantages, but you need to make sure you are getting the right cover for your individual needs. In some cases, you may be paying for nothing.

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Michelle Tinsley Michelle Tinsley

Investing lessons from the pandemic

When the coronavirus pandemic hit financial markets in March 2020, almost 40 per cent was wiped off the value of shares in less than a month. Understandably, many investors hit the panic button and switched to cash or withdrew savings from superannuation.

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Michelle Tinsley Michelle Tinsley

How much extra will your mortgage cost when interest rates rise?

After 18 straight RBA cash rate cuts it can be easy to dismiss the notion that interest rates might rise again. But if the cash rate returned to mid-2019 levels, how much extra would an average new mortgage holder expect to pay each month? Let’s take a look.

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