Sarah Haines Sarah Haines

The trouble with intuition when investing

Knowing how your mind works can help you avoid the more obvious traps many investors fall into.

Cognitive bias has become a bit of an investing buzz phrase in recent years.

Read More
Sarah Haines Sarah Haines

Unpaid super from your employer

If you think your employer isn’t paying your super contributions, follow the steps below:

Am I entitled to super? – you should confirm that you're entitled to super before taking any further steps.

Read More
Sarah Haines Sarah Haines

Six simple ways to protect your passwords

You use passwords to access your bank accounts, social media, email and more every day.

Passwords are the keys to our online identity. That’s why protecting them is so important.

Read More
Sarah Haines Sarah Haines

Go on…take a break!

One of the things many of us have been missing over the past few years is holidays, but now that the world is opening up again for travel and destinations that have been pretty quiet are now eagerly welcoming back tourists, taking a break has never been more appealing.

Read More
Sarah Haines Sarah Haines

How is my insurance taxed?

With the cost of living on the rise, it’s more important than ever to have a financial safety net that protects you and your family in case the unexpected happens.

Read More
Sarah Haines Sarah Haines

How much super do I need to retire?

Working out how much you need to save for retirement is a question that keeps many pre-retirees awake at night. Recent market volatility and fluctuating superannuation balances have only added to the uncertainty.

Read More
Sarah Haines Sarah Haines

The cost of not investing

For many people, the phrase “investing in the share market” is framed by either gains and losses. For the “gains” group, the thought of increasing their wealth and having the potential to generate returns is what propels them to invest. For the “losses” group, the thought of losing money is what keeps them out of the market and from investing their hard-earned monies into what they might perceive as a risky endeavour.

Read More
Sarah Haines Sarah Haines

The value of having a budget

The cost of coffee made headlines a few weeks ago when it was reported prices could reach up to $7 a cup.

Although counter reports came out sceptical of such a price hike, it's undeniable that Australians are experiencing a creeping rise in expenses across the board. From petrol to groceries to travel, things are feeling more expensive because, well, they are.

Read More
Sarah Haines Sarah Haines

Staying passive is being active

Heightened global markets volatility – as we’re experiencing right now – can easily trigger kneejerk reactions by panicked investors.

Widespread selling, triggered by the Russia-Ukraine crisis, has been behind the recent big swings on global financial markets, including on stock markets, commodities markets, and currency markets.

Read More
Sarah Haines Sarah Haines

Where can I find Retirement Villages in the Country?

Do you dream of retiring in the country? Do you feel it’s time to leave the rat race behind and get among the fresh air, great outdoors and tight-knit community country towns are renowned for? Many retirees decide to move to country areas so they can enjoy a slower pace of life during their golden years.

Read More
Sarah Haines Sarah Haines

Investing for a house deposit

The surge in house prices around Australia over the last two years has done little to quell the notion that getting on the property ladder is an increasingly difficult feat, particularly for younger investors.

Read More
Sarah Haines Sarah Haines

Higher interest rates may not be bad news if you’re entering Aged Care

It all depends whether you’re paying the published price or going in as a low-means resident.

Rising interest rates are good news if you want to invest in cash and fixed-interest investments, and not so great if you are borrowing money. But are rising interest rates good or bad if you are moving into aged care?

Read More
Sarah Haines Sarah Haines

Guide to aged care at home

As we get older, most of us want to remain independent and in our own home for as long as possible, but this can be challenging without some help with household tasks and personal care.

Read More
Sarah Haines Sarah Haines

Tech tips to get more hours in your day

Life just seems to get ever busier as the years roll by and our most precious commodity is often our time. We could all do with a few more hours in the day and technology continues to play a vital role in bringing efficiencies into our daily lives.

Read More
Sarah Haines Sarah Haines

Coming to terms with stagflation

First, we had to brush up our understanding of inflation and what it means for our hip pocket and our investments. Now the term stagflation is being thrown into the economic mix.

Read More