Mortgage vs super
With interest rates on the rise and investment returns increasingly volatile, Australians with cash to spare may be wondering how to make the most of it. If you have a mortgage, should you make extra repayments or would you be better off in the long run boosting your super?
Wills and powers of attorney
A good estate plan will help make sure your wishes are carried out when you die. It can also help if you become unable to make your own decisions.
A retirement plan built to last
Staying the course, and not being distracted by short-term market events, is just as important in retirement as it is at any other time.
Retiring from work shouldn’t necessarily equate to retiring from managing your investment portfolio.
Understanding capital gains tax
A capital gain or loss is the difference between what you paid for an asset and what you sold it for. This takes into account any incidental costs on the purchase and sale. So, if you sell an asset for more than you paid for it, that’s a capital gain. And if you sell it for less, that is considered a capital loss.
Digital and skills tax incentives return
The Government has opened submissions for a 120 percent deduction for tech and training investment, bringing previous Federal Budget announcements one step closer to becoming reality.
Is now a good time to buy?
Recent back-to-back interest rate hikes have led to a cooling of the property market, and with more rate rises predicted, you may feel like pumping the brakes on purchasing. But could the current climate offer opportunities?
Preparing your kids for financial success
Teaching good financial habits, such as saving and budgeting, is one of the best ways to prepare children to have a secure financial future. Helping kids establish sound money management skills and strong financial acumen is important, regardless of wealth level.
Discover the real cost of selling your property
Marketing campaigns, agent commission, taxes... there's a lot to consider when it comes to the cost of selling your home. We've laid out the main expenses for you, so you can stay on track, and on budget.
Interest rates and investing
What are interest rates?
The interest rate is the amount a borrower pays for borrowing money from a lender, which is why it's often referred to as the cost of borrowing.
Do you need a means-test assessment?
When moving into aged care you may be asked to disclose your financial details so that a means-tested fee can be calculated. But do you need to disclose?
Five investing tips for beginners
Here are five investing tips for those who are just beginning their investment journey.
Three top strategies for setting goals you can actually achieve
Setting goals for yourself and your business is sometimes easier said than done. Productivity coach, Chelsea Pottenger, shares some handy tips to set effective goals – and achieve them!
The trouble with intuition when investing
Knowing how your mind works can help you avoid the more obvious traps many investors fall into.
Cognitive bias has become a bit of an investing buzz phrase in recent years.
How to turbocharge your investment returns
If you’d invested $10,000 into the whole Australian share market back in 2002, your initial investment amount would have grown to almost $50,000 by 30 June 2022.
Unpaid super from your employer
If you think your employer isn’t paying your super contributions, follow the steps below:
Am I entitled to super? – you should confirm that you're entitled to super before taking any further steps.
Start your life together on the right financial foot
Before you say 'I do', talk about your finances with your partner.
Not getting married, but in a relationship? See relationships and money for useful tips.
Six simple ways to protect your passwords
You use passwords to access your bank accounts, social media, email and more every day.
Passwords are the keys to our online identity. That’s why protecting them is so important.
Go on…take a break!
One of the things many of us have been missing over the past few years is holidays, but now that the world is opening up again for travel and destinations that have been pretty quiet are now eagerly welcoming back tourists, taking a break has never been more appealing.
How is my insurance taxed?
With the cost of living on the rise, it’s more important than ever to have a financial safety net that protects you and your family in case the unexpected happens.
How much super do I need to retire?
Working out how much you need to save for retirement is a question that keeps many pre-retirees awake at night. Recent market volatility and fluctuating superannuation balances have only added to the uncertainty.