Putting healthspan at the heart of your plan
There is something deeply hopeful about the fact that we are living longer than previous generations. Advances in medicine, safer living conditions and better healthcare have given many of us more time than our grandparents could have imagined.
What is a ‘sleep debt’? Can I ever pay it back? An expert explains
Maybe you’re a new parent or someone who lies awake at night. If so, you may have started to worry you’re not getting enough sleep.
Sleep wearables don’t help. They can show your “sleep debt”, a running total of how far you’ve fallen behind.
How to maximise the impact of your inheritance
Australia is entering one of the largest intergenerational wealth transfers in its history. Over the next two decades, Australians aged 60 and over are expected to transfer around $3.5 trillion in wealth1. As more Australians receive an inheritance, taking time to develop a clear plan may help turn inherited wealth into long-term financial security.
AI changes everything. Does your portfolio need to?
It can feel as if artificial intelligence (AI) makes its way into almost every conversation, and especially for investors. From headlines about trillion-dollar technology companies to predictions that entire industries will disappear, we are being bombarded with AI news, forecasts and investment themes every day.
Life moves fast. Is your insurance up to speed?
Life rarely stands still. A new home, a growing family, a career change or the transition to retirement can all have a significant impact on your insurance needs.
Yet insurance is often one of those financial arrangements that gets filed away and forgotten. Over time, that can leave you underinsured, paying for cover you no longer need, or relying on arrangements that no longer reflect your circumstances.
New financial year, new reasons to review your home loan
As the calendar flips over to July, now’s a good time to give your home loan a once-over. We look at five strategies that could help you save on interest and pay off your mortgage sooner.
With three rate hikes already this year, and a big variation in rates between lenders, it’s worth checking you’re not paying too much interest on your mortgage this new financial year.
Six financial decisions to think about before aged care becomes urgent
Most people don't think about aged care until they have to.
For many families, the conversation begins after a fall, a hospital admission or a sudden decline in health. Decisions that could have been considered over months or years suddenly need to be made in a matter of days.
What does aged care actually cost? A simple breakdown
For many Australians, aged care is one of the biggest unknowns when it comes to retirement planning.
Aged care costs vary based on the type of care required, an individual's financial circumstances, and the provider they choose. While the system can appear complex, understanding the basics before care is needed can help clients make more informed financial decisions and avoid unnecessary stress later.
Superannuation: more relevant than ever
A range of superannuation changes that came into effect on 1 July 2026, are reinforcing the role of super as one of the most tax-effective investment structures available.
For many investors, it’s not simply that super remains attractive but that the rules continue to change. Understanding these changes can help ensure your strategy takes advantage of available opportunities while staying on track with your financial goals.
Perspective, not policy, drives long-term investment success
In the weeks after the Federal Budget’s announcement to change the rules for negative gearing and the reduction to Capital Gains Tax (CGT), headlines continue to spark debate, and a familiar question lingers: what does this mean for my investments?
Refresh your digital defences in the new financial year
As a new financial year rolls around, most of us have been busy getting everything in order. While you are ticking off your financial housekeeping tasks, there is one important area that deserves a spot at the top of the list: your digital security.
Labor Backs Down on some of the proposed Tax Measures with Massive Small Business Trust Concessions
In a major policy pivot following fierce industry backlash, Prime Minister Anthony Albanese and Treasurer Jim Chalmers have announced significant carve-outs to several highly contested Federal Budget tax measures.
Understanding aged care assessments - a guide for clients and their families
Planning for aged care is an important part of later-life financial and lifestyle planning. Understanding how the aged care system works and what happens during an aged care assessment can help clients make informed decisions and prepare for future care needs.
Gen Z races into the property market
A few tweaks to a popular first home buyer scheme has driven a “surge” in Gen Zs buying their first home. And it’s not the only upside giving first home buyers a boost now.
The expansion of the popular 5% Deposit Scheme, combined with recent changes to rules for property investors, may be opening doors for young home buyers.
Get prepared for June 30
Tax time is just around the corner, so now is the time to get ahead and find out what strategies may be available to you before 30 June.
A good first step is to review your investment strategy. With recent market volatility, things may have shifted and your risk tolerance may have changed considerably.
Investing for the next generation
For many, the goal of investing is about creating wealth for a comfortable financial future, as well as a legacy that supports your children and grandchildren for decades to come.
But one of the greatest risks to that legacy can be the challenge of dealing with sudden wealth. When adult children inherit large sums or significant assets without preparation, sometimes the result is family tension, poor decisions or erosion of wealth.
The art of leaning into winter
As the days grow shorter and the mornings a little crisper, winter is quietly making its entrance. In some places it brings frosty weather and extra layers, while in others it is a gentle shift with cooler evenings and a respite from the heat. Either way, the change in season often brings a noticeable difference in mood, energy, and overall health.
The property vs shares debate heats up
Property booms and market swings shape the case for property and shares.
Hot property markets and volatile share markets add extra intrigue as investors weigh up whether to put their money into property or equities. But the decision could come down to a few key considerations.
Australian vs international share - finding the right balance
Balancing Australian and global shares means weighing growth, income & currency risk.
Getting investment exposure to global companies through share markets makes sense, but weighing up risks such as currency fluctuations is important.
Federal Budget 2026-27 Analysis
Treasurer Jim Chalmers has framed the 2026 Federal Budget as “the most important and ambitious budget in decades”.
“This Budget is about getting us through the global oil shock and taking pressure off Australians while building a stronger economy, better tax system, a more sustainable budget and lifting living standards,” the Treasurer told Parliament.

