If the financial markets could talk, then bonds would probably be saying: “We’re not convinced the story is over yet”.

Bond yields have been rising around the world as investors reassess the outlook for inflation, economic growth and government borrowing. The moves have been significant enough to influence mortgage rates, government finances and investment portfolios.

One year after the introduction of the new Aged Care Act, older Australians and their families are adjusting to a changed aged care landscape that includes new funding arrangements, higher costs for new entrants and ongoing service demand.

It’s impossible to miss the buzz around Artificial Intelligence (AI). It’s changing the way we work and live - but if you haven’t yet started dabbling in it, it might seem a little intimidating.  

The language sounds technical, the tools look unfamiliar, and the speed at which everything is evolving can make it seem as though you are already behind. It is completely reasonable to feel hesitant or avoid the platforms that use AI altogether.

Retirement starts long before your last day at work.

There are certain moments in life that reshape not just your finances, but the way you live.

Starting a family, moving overseas for a job, changing careers - retirement belongs in that same category in terms of its significance.

For generations of Australians, owning the family home outright by retirement was almost taken for granted.

You bought a house during your working years, gradually paid down the mortgage and ideally entered retirement debt-free, with superannuation and the Age Pension available to help fund your lifestyle (or, if you were fortunate, an employer-sponsored defined benefit pension).

Spring has long been celebrated as the season of renewal. Trees bud, gardens awaken and nature quietly reminds us that growth continues, season after season.

Perhaps we should take the hint.

Many people are surprised to learn that some of their largest assets may not be covered by their will. With recent changes affecting testamentary trusts and ongoing complexity around superannuation death benefits, now is a good time to review your arrangements.

For many people approaching retirement, the transition from full-time work to retirement is no longer a sudden stop. Instead, it’s often a gradual process that involves reducing work hours, maintaining cash flow and continuing to build retirement savings.

Over recent decades, many Australian families have relied on getting money from the “Bank of Mum and Dad” to help with home purchases.

But this latest research shows there are growing legal risks from that trend.

For the best part of a century, Australian property investors have enjoyed a generous tax arrangement found in few other countries: the infamous “negative gearing”.

Now, sweeping reforms to limit negative gearing to new builds and also change the way capital gains are taxed have become law.

If you or someone you care for needs help to continue living safely and independently at home, you may have come across the Support at Home program.

Support at Home is the Australian Government’s main program for providing coordinated in-home aged care to older Australians with more complex or ongoing care needs. It replaced the Home Care Packages Program and Short-Term Restorative Care Programme on 1 November 2025.

You can see that Mum or Dad is struggling.

Perhaps the house isn’t being looked after the way it once was. Meals are becoming more basic. There have been a few falls or near misses. They’re forgetting appointments, becoming less confident driving, or relying on you more and more.

For many people, caring for an ageing parent doesn’t begin with a major decision.

It starts with small things.

Driving Mum to an appointment. Helping Dad understand some paperwork. Picking up groceries. Making a few extra phone calls. Checking in more often.

Then, gradually, those small things become a bigger part of everyday life.

There is something deeply hopeful about the fact that we are living longer than previous generations. Advances in medicine, safer living conditions and better healthcare have given many of us more time than our grandparents could have imagined. 

Maybe you’re a new parent or someone who lies awake at night. If so, you may have started to worry you’re not getting enough sleep.

Sleep wearables don’t help. They can show your “sleep debt”, a running total of how far you’ve fallen behind.

Australia is entering one of the largest intergenerational wealth transfers in its history. Over the next two decades, Australians aged 60 and over are expected to transfer around $3.5 trillion in wealth¹. As more Australians receive an inheritance, taking time to develop a clear plan may help turn inherited wealth into long-term financial security.

It can feel as if artificial intelligence (AI) makes its way into almost every conversation, and especially for investors. From headlines about trillion-dollar technology companies to predictions that entire industries will disappear, we are being bombarded with AI news, forecasts and investment themes every day.

Life rarely stands still. A new home, a growing family, a career change or the transition to retirement can all have a significant impact on your insurance needs.

Yet insurance is often one of those financial arrangements that gets filed away and forgotten. Over time, that can leave you underinsured, paying for cover you no longer need, or relying on arrangements that no longer reflect your circumstances.

As the calendar flips over to July, now’s a good time to give your home loan a once-over. We look at five strategies that could help you save on interest and pay off your mortgage sooner.

With three rate hikes already this year, and a big variation in rates between lenders, it’s worth checking you’re not paying too much interest on your mortgage this new financial year.

Most people don't think about aged care until they have to.

For many families, the conversation begins after a fall, a hospital admission or a sudden decline in health. Decisions that could have been considered over months or years suddenly need to be made in a matter of days.