The number of Australians aged over 65 is expected to more than double in the next 40 years while the number of people aged over 85 is predicted to triple in that time.ⁱ

Aged care funding and services have seen major changes in the years since the 2021 report of the Royal Commission into Aged Care Quality and Safety, and this year is no exception.

A well-thought-out investment plan can help you thrive financially as well as protect you from falling into some common behavioural investment traps.

But how do you create an investment plan? And where do you start?

Crypto-assets (crypto) include assets described as coins, tokens or sometimes cryptocurrencies. They digitally represent your ownership of a valuable thing or rights to something. They may or may not be backed by physical assets.

Crypto is a high-risk investment. The value of crypto is very volatile, often fluctuating by huge amounts within a short period.

Be suspicious of anyone offering you easy money. Scammers are skilled at convincing you that the investment is real, the returns are high and the risks are low. There's always a catch.

If you think you've been targeted by scammers, act quickly.

Welcome to 2024, where economic volatility has become the new normal! If you’re feeling like you’re on a wild roller coaster ride with no seatbelt, you’re not alone. Markets are whizzing up and down, and trying to keep track of the latest financial headlines feels like watching a high-stakes poker game where the rules keep changing.

Our team at Aspire Planning is thrilled to announce the launch of our exciting new webinar series, "Leandro's Money Matters."

As dedicated financial advisers, we understand the importance of staying informed and empowered when it comes to managing your finances.

It has been a wild ride for the Australian dollar since the Covid-19 pandemic struck and that could mean good news or bad news for your investment portfolio.

In March 2020 the Aussie dipped below US58 cents for the first time in a decade. Since then, a high of just over US77 cents in 2021 has been followed by a rollercoaster ride, mostly downhill.

Education is a wonderful gift that parents can provide to their children as it opens doors to a brighter future.

If you are considering private schools, it is essential to plan in advance though. With the rising costs of education and various expenses associated with that, these costs can quickly add up to $40,000 a year.

But don’t worry, we are here to help you navigate through it.

In this article, our adviser Leandro Bonin covers ways you can save effectively for your child's education, avoid common pitfalls and ensure a secure financial future.