Can we expect the RBA to cut back rates this summer?
With just one RBA rate decision left for 2024, homeowners may be holding onto hopes of a summer cut. We look at when rates may start falling – and how you could possibly give yourself a rate cut before Christmas
Helping the kids without derailing your retirement plans
As parents, the instinct to support our children never truly fades, even when they become adults but when you are looking at giving them a financial helping hand there is a bit to consider.
It’s important to ensure any support you provide is not at the expense of your financial future. It can also be tricky knowing what form your support should take, in order to maximise the benefits for your kids.
Super vs property: what works for retirement income?
There is no debate that Australians love investing in property. The value of Australian residential real estate at the end of August 2024 was an estimated $10.95 trillion.i
Some love it so much that they believe property is a better option for providing a retirement income.
Is a retirement village right for you?
The retirement living sector is growing rapidly in Australia as the population ages and demand increases for a spot in a retirement village.
For many people, the idea of having someone on site to help with property and garden maintenance is enough for them to make what can be a major change later in life.
The lost super pile keeps growing
When it comes to accumulated retirement savings, many Australians have a strong fear of running out of money before they die.
Vanguard’s 2024 How Australia Retires research released in June found that almost one in two Australians do not know whether their money will last them in retirement.
New increased super contribution caps
As the end of financial year gets closer, some investors are thinking about the most effective ways to boost their super balance, particularly with an increase in the caps on contributions from 1 July.
How to boost your super with a lump sum
If you’re lucky enough to have received a windfall, perhaps an inheritance or a retrenchment payout, your first decision will be what to do with it.
Assuming you have decided against a shopping splurge, finding the best place to invest a lump sum is all about the effect on your tax bill and how soon you will need access to the funds.
Unpaid super from your employer
If you think your employer isn’t paying your super contributions, follow the steps below:
Am I entitled to super? – you should confirm that you're entitled to super before taking any further steps.