Insurance is a sound investment
Risk is not just associated with investing though - life can throw a curve ball or two and insurance is one way to manage risk in a broader context.
It’s a matter of weighing up your risks and thinking about what you would do if the worst happened.
Evidence-based ways to hold back the hands of time
You can’t stop the clock, so the saying goes, but humanity has spent a long time trying to slow down or even reverse the effects of aging.
Even today it can be hard to distinguish those measures that work from those that may not work and avoid those that may be downright dangerous!
Superannuation and relationship breakdown
If your relationship with your spouse ends, you should be aware of what can happen to the super entitlements of you both.
The Family Court and super-splitting laws generally enable super interests (accounts in super funds) or super payments (pensions or annuities) to be split by agreement or court order if a relationship breaks down.
Australians need help on how to manage huge wealth transfer
Most Australians want to share their wealth with the next generation but are unsure how to transfer that wealth and need help to plan for an effective transfer. Financial advisers are well-placed to meet those needs, according to the findings of a new report from Fidelity International and independent research firm, MYMAVINS.
How to increase your IQ for later in life
According to Dr Vincent Candrawinata, a respected food scientist, clinical nutritionist and health researcher, many different factors influence your intelligence quotient or ‘IQ’ as you age, such as diet, genetics, upbringing, lifestyle and education.
Occupational burnout in the workforce
In today’s fast-paced business landscape, the wellbeing of your employees is paramount.
As a business owner or manager, you've likely heard the term “occupational burnout” thrown around, but do you truly understand its implications and how to prevent it in your workforce?
Superannuation scams
If someone offers to withdraw your super or move it to a self-managed super fund (SMSF) so you can get the money, it could be a scam. Learn how to spot the signs of a super scam and what you can do to protect yourself.
Manage the cost of living
Here are some quick ways to reduce your living costs. Having a money plan helps you stay on top of your spending and bills. There's also free support and services to go to if you're feeling overwhelmed.
Sending money overseas
Look for a good currency exchange rate and check the fees when sending money overseas. A small difference can mean more money gets to your family or friend.
Switching home loans
Refinancing your home loan to take advantage of a lower interest rate might save you money. Before you switch, make sure the benefits outweigh the costs.
“Leandro’s Money Matters” - Aspire Planning’s new Webinar Series
Our team at Aspire Planning is thrilled to announce the launch of our exciting new webinar series, "Leandro's Money Matters."
As dedicated financial advisers, we understand the importance of staying informed and empowered when it comes to managing your finances.
How will you use your super?
We spend decades watching our super balances grow but for those thinking about retirement in the next few years, it can be confusing to work out how best to use your super.
Here are some of the considerations for the popular options.
How to boost your super with a lump sum
If you’re lucky enough to have received a windfall, perhaps an inheritance or a retrenchment payout, your first decision will be what to do with it.
Assuming you have decided against a shopping splurge, finding the best place to invest a lump sum is all about the effect on your tax bill and how soon you will need access to the funds.