Financial Planning Sarah Haines Financial Planning Sarah Haines

Strategies for long-term investing

Given the inherent volatility of security prices in capital markets, it is useful to remind ourselves of strategies that investors can utilise to meet their investment goals.

This is important when constructing and positioning a diversified portfolio of assets, a challenge that most financial advisers face daily.

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Sarah Haines Sarah Haines

Buy or rent your room in Aged Care

Think you can’t afford aged care? Advice on your options can help to understand what is affordable and how to best structure your finances.

When you move into residential aged care, the room price might be quoted as a lump sum, but you will have the choice to pay for your room as a lump sum or a daily fee or a combination.

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Sarah Haines Sarah Haines

Do you have an Aged Care plan in place?

We plan ahead for many aspects of our lives, but few people plan for future aged care needs. Now is the time to change that trend.

The truth is, most of us avoid thinking about our own future aged care needs, delaying our decisions until perhaps they’re taken out of our hands.

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Sarah Haines Sarah Haines

How to spot and stop financial abuse

Until recently, financial abuse was often kept secret, especially where it occurred within the family. Thankfully that’s changing with public awareness campaigns and help becoming more readily available.

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Sarah Haines Sarah Haines

Catching the kindness bug

Australians have seen more than their share of tough times over the past few years and there are many stories of how individuals and communities responded to natural disasters and the pandemic with empathy and valuable assistance.

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Sarah Haines Sarah Haines

Getting the balance right in decision making

We all approach decision making in our own way, making a multitude of decisions every day: ‘Should I hit snooze again on the alarm?,’ 'Do I take the train to work, or do I drive,’ ‘What should we have for dinner?’

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Sarah Haines Sarah Haines

Guide to concession cards for seniors

The excitement of heading towards retirement and a new stage of life can be tinged with concern over how to manage finances. For many people, seniors’ concession cards are a good way to help make ends meet.

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