Market volatility: defined and explained
Volatility is an investment term that describes when a market or security experiences periods of unpredictable, and sometimes sharp, price movements. People often think about volatility only when prices fall, however volatility can also refer to sudden price rises too.
Using equity to buy an investment property
When it comes to investing in real estate, equity is a key concept to wrap your head around. The Successful Investor’s Michael Sloan explains what equity is, and how you can use it to your advantage.
Get a financial head start on the school year
Finding the time to delve into your finances can be a struggle. But the school holidays can offer the perfect time, especially for teachers. Get cracking on your financial to-do list these holidays by looking into refinancing your mortgage.
How to plan a gap year for grown ups
It’s not just school leavers who dream of a gap year. Those of us who’ve been working for a decade or two (or more) may also long for a real break from career and commitments.
It does not even need to be a year – just enough of an extended break to reset and to take stock of what’s important to you.
Keeping yourself accountable
It can be both empowering and a little uncomfortable to think that we are responsible for our successes – and failures. Being willing to accept the consequences of our actions, choices or behaviours is not always easy.
2022 Year in Review
The year began optimistically, as we finally began to emerge from Covid restrictions. Russia threw a curve ball that reverberated around the world and suddenly people who hadn’t given a thought to the Reserve Bank were eagerly waiting for its monthly interest rate announcements.
What you should know about buying a tenanted investment property
Buying a rental property is a popular way to invest. But where do you stand if the property you’re eyeing off already has a tenant? We’ll fill you in on what you need to know.
So you’re primed to expand your financial horizons and want to buy an investment property?
4 New Year’s resolutions for financial fitness
As the sun rises on January 1, many Australians will be getting started on their new year’s pacts. The gym will be full of determined resolution keepers; the pavement pounded by brand-new sneakers. But what about shaping up your finances?
Are we there yet? RBA hikes cash rate for eighth straight month to 3.10%
The Reserve Bank of Australia (RBA) has driven the cash rate up by another 25 basis points to 3.10%. Find out how much this final cash rate hike of the year has increased your mortgage repayments in 2022, and what you can expect in 2023.
4 areas any robust data security policy should cover
No matter the size of your business, maintaining robust a data security policy is an important tool to help protect against theft or loss.
Businesses need to capture more data than ever, but as recent headlines show, it’s not always easy to securely store and maintain it.
How to thrive in a part-time role without being overworked
Many sole traders go into business for themselves in order to gain more flexibility and the chance to work less days per week than the regular nine-to-five. But how do you make sure you actually achieve that much-needed time off? Business coach and author, Belinda Morgan, shares her best advice for maintaining your part-time hours.
Are you gambling on your business for your retirement?
‘The business is my retirement,’ say many business owners. The reality is far more complicated – and devastating if you get it wrong, writes financial advisor, Helen Baker.
Sustainable investing on the rise
Sustainable investing isn’t new and is becoming more mainstream. From climate change to gender diversity, more people are aligning their money with their values.
The challenges of market timing
When markets fall, it's natural to want to take action to prevent further losses. Doing so however can do more harm than good. Here's why timing the market to buy low and sell high is not as easy as it sounds.
The advantages of investing early
You may have heard it said, "No risk, no reward." But did you know that time can actually decrease your risk while increasing your reward?
Celebrating the festive season, the Aussie way
If you’ve ever hosted a visitor from overseas at during the festive season you may have seen them a little bemused by the way we celebrate. It’s quite understandable as we do things a little bit differently down under.
Buying shares for kids: a gift that keeps on giving
Many parents and grandparents worry about how to help the children in their lives achieve financial independence. But the value of long-term investment can seem like a dry and complicated idea for kids to get their heads around.
Busted! Scam myths
We're serving up the truth about some common scam myths that you might have heard, especially around tax time.
Inflation - what to know and what to do
Rising inflation brings about concern for many, but Vanguard's time-tested investment philosophy—and a long-term focus—can help any investor navigate choppy waters.
Investors & recessions
Despite much talk of rising interest rates and possible recession, here are a few reasons to stay the course and stick to your long-term investment strategy.