Financial Planning Sarah Haines Financial Planning Sarah Haines

What is portfolio rebalancing?

Just like your car needs a periodic service to stay in tune, here's why you should rebalance your portfolio from time to time.

A portfolio’s asset allocation reflects an investor’s goals and temperament—the need for return as well as the ability to withstand market turbulence.

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Financial Planning Sarah Haines Financial Planning Sarah Haines

Flexing your retirement plans

The concept of retirement is changing, with fewer people working towards a final retirement date and then clocking off for good.

Instead, those who have the flexibility to choose are often transitioning out of the workforce over several years, or even returning after a break.

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Financial Planning Sarah Haines Financial Planning Sarah Haines

What’s the DAP from RAD?

Lots of rules and lots of jargon makes understanding aged care even more complicated. This article demystifies one of the more common strategies of DAP from RAD.

Understanding aged care can be complicated enough, without needing to decipher all the jargon and acronyms. An example is the “DAP from RAD” strategy, which can be confusing if you don’t understand what all the letters mean.

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Financial Planning Sarah Haines Financial Planning Sarah Haines

Money saving tips for travel

Travelling cheaply needn’t mean you miss out. Find out the best ways to save big on your overseas holiday plans, and make the most of every dollar.

Most of us love to travel, but not many can afford to travel as often as we’d like. A trip to Europe or the US might seem like it’s out of reach, but there are ways to rein in your travelling expenses and get to the places you love, more often.

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Financial Planning Sarah Haines Financial Planning Sarah Haines

Volatility is here to stay

Volatility is part and parcel of investing so it's important to put it into perspective and look at the full picture when thinking about your wealth, rather than focus on day-to-day market swings.

If there was to be a single investing lesson that emerged from the events of the last two years, it is that we should learn to expect the unexpected.

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Financial Planning Sarah Haines Financial Planning Sarah Haines

Making the most of your super limits

Getting more money into superannuation is a proven way of building wealth to spend in retirement.

Ongoing contributions from your employer over the course of your working life, and potentially extra contributions made by you, can make a huge difference to your super balance over the long term as your account balance continues to grow.

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