Retirement, for many, signifies the culmination of decades of hard work and the well-deserved opportunity to enjoy life on one's own terms.

It's a phase where the idea of flexibility takes centre stage, providing individuals with the freedom to dictate their daily schedule, engage in activities they love, and spend quality time with people they love.

The decision to fix your rate or stick with a variable option can be a tough one to make. With so much rate uncertainty it can be hard to be confident in your decision. In this article we cover off the benefits and considerations of a split loan.

Residential property investors have been on a wild ride in recent years as prices slumped during the pandemic then quickly skyrocketed before losing ground again.

Now, with prices levelling out or slowly increasing, there is good news around the corner, according to some analysts.i

Navigating complex family relationships and blended families can be challenging at times and particularly when a family member dies.

A good estate plan can help to make sure your wishes are carried out when you die. An estate plan, of which a will is the first and most important part, can ensure your estate is distributed in the way you want.

How much is enough? It’s a good question. Our relationship with our finances can be a tricky one. Everyone has a different idea of how much it takes to be comfortable or even well off.

Given it is something that has such a strong influence on how we live our lives it’s unsurprising that money, or the pursuit of it, can develop into somewhat of an addiction.

The world is an amazing place, with so much to see and do. In fact, sometimes it can feel as though there is so much to experience it can be quite a challenge selecting a destination, but if you follow your heart and explore your passions when planning a trip you can’t go wrong.

It has been a wild ride for the Australian dollar since the Covid-19 pandemic struck and that could mean good news or bad news for your investment portfolio.

In March 2020 the Aussie dipped below US58 cents for the first time in a decade. Since then, a high of just over US77 cents in 2021 has been followed by a rollercoaster ride, mostly downhill.

While we all hope for good health, the reality is that some of us may struggle at times with sickness or injury. And that may affect your family’s financial wellbeing.

Different types of life insurance or personal insurance can provide an income when you’re unable earn, or a lump sum to protect your loved ones if the worst happens.

Find out how to save money every day and make a savings plan to stay on track.

An online savings account is a great way to grow your money faster. Unlike a transaction account, you can’t spend money directly from a savings account, so it's harder to dip into your savings.

The long-term returns of asset classes are a reference point for future retirees.

Vanguard’s inaugural How Australia Retires study, released in May 2023, found that people with the highest confidence about their future retirement tend to take the most purposeful action to prepare.

More working-age Australians intend to take a career break at some point. We've calculated the potential impact of doing so on retirement superannuation balances.

Extended career breaks were once a rarity for most Australian workers but these days they are more common.

As a home owner with a mortgage, chances are you’ve heard of the term 'refinancing'. Refinancing involves reviewing your current mortgage, and potentially swapping your loan to another lender who can better meet your current needs, wants and circumstances.

Refinancing can also allow you to consolidate your debts or pay down your mortgage more quickly.

When you run your own business a good retirement plan can bring real peace of mind. Read more about your options - and why it's never too early to start.

When you’re busy running your own business retiring could be the last thing on your mind. But planning your retirement well in advance can make it easier to enjoy the future you want.

Giving Australians better access to high-quality and more affordable financial advice is imperative.

One of the fundamental principles for achieving long-term investment success is planning.

In fact, the importance of having a clear financial plan, whether it’s formal or informal, can’t be overstated. As is the importance of sticking to it.

How you choose to pay for your room in aged care is an important decision, and with large dollars involved, it is one that should not be rushed. Know your rights and take time to get advice.

Iron ore has been the backbone of the Australian economy and many investment portfolios for much of the 21st century.

In 1921, iron ore accounted for 68 per cent of Australia’s export revenue. This was the year that iron ore prices peaked at almost $US230 a tonne.i

However, its growth as an export icon really took off with the first shipment of iron ore from the Pilbara in Western Australia in 1966.

If you’re lucky enough to have received a windfall, perhaps an inheritance or a retrenchment payout, your first decision will be what to do with it.

Assuming you have decided against a shopping splurge, finding the best place to invest a lump sum is all about the effect on your tax bill and how soon you will need access to the funds.

With electric vehicles fast overtaking petrol driven cars in sales in Australia, what are the considerations for the industry, the environment, and consumers?

The popularity of electric vehicles has been a long time coming. While electric vehicles may just be giving petrol driven cars a run for their money now, the technology has been around for centuries.

Education is a wonderful gift that parents can provide to their children as it opens doors to a brighter future.

If you are considering private schools, it is essential to plan in advance though. With the rising costs of education and various expenses associated with that, these costs can quickly add up to $40,000 a year.

But don’t worry, we are here to help you navigate through it.

In this article, our adviser Leandro Bonin covers ways you can save effectively for your child's education, avoid common pitfalls and ensure a secure financial future.

As we age, we may require additional support to maintain our independence and quality of life. For many seniors, this can involve accessing home care services that help with daily tasks like cooking, cleaning, and personal care. One way to access more comprehensive home care services is by applying for a higher level home care package.