Financial Planning, Investments Sarah Haines Financial Planning, Investments Sarah Haines

How the Aussie dollar moves your investments

It has been a wild ride for the Australian dollar since the Covid-19 pandemic struck and that could mean good news or bad news for your investment portfolio.

In March 2020 the Aussie dipped below US58 cents for the first time in a decade. Since then, a high of just over US77 cents in 2021 has been followed by a rollercoaster ride, mostly downhill.

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Financial Planning Sarah Haines Financial Planning Sarah Haines

Simple ways to save money

Find out how to save money every day and make a savings plan to stay on track.

An online savings account is a great way to grow your money faster. Unlike a transaction account, you can’t spend money directly from a savings account, so it's harder to dip into your savings.

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Financial Planning Sarah Haines Financial Planning Sarah Haines

What is refinancing and why would I do it?

As a home owner with a mortgage, chances are you’ve heard of the term 'refinancing'. Refinancing involves reviewing your current mortgage, and potentially swapping your loan to another lender who can better meet your current needs, wants and circumstances.

Refinancing can also allow you to consolidate your debts or pay down your mortgage more quickly.

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Financial Planning Sarah Haines Financial Planning Sarah Haines

Retirement planning for small business owners

When you run your own business a good retirement plan can bring real peace of mind. Read more about your options - and why it's never too early to start.

When you’re busy running your own business retiring could be the last thing on your mind. But planning your retirement well in advance can make it easier to enjoy the future you want.

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Financial Planning Sarah Haines Financial Planning Sarah Haines

Australians need a retirement confidence boost

Giving Australians better access to high-quality and more affordable financial advice is imperative.

One of the fundamental principles for achieving long-term investment success is planning.

In fact, the importance of having a clear financial plan, whether it’s formal or informal, can’t be overstated. As is the importance of sticking to it.

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Financial Planning Sarah Haines Financial Planning Sarah Haines

How iron ore plays a big part in our economy

Iron ore has been the backbone of the Australian economy and many investment portfolios for much of the 21st century.

In 1921, iron ore accounted for 68 per cent of Australia’s export revenue. This was the year that iron ore prices peaked at almost $US230 a tonne.i

However, its growth as an export icon really took off with the first shipment of iron ore from the Pilbara in Western Australia in 1966.

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Financial Planning Sarah Haines Financial Planning Sarah Haines

The automotive industry sparking up with electric vehicles

With electric vehicles fast overtaking petrol driven cars in sales in Australia, what are the considerations for the industry, the environment, and consumers?

The popularity of electric vehicles has been a long time coming. While electric vehicles may just be giving petrol driven cars a run for their money now, the technology has been around for centuries.

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How to save for your child’s education

Education is a wonderful gift that parents can provide to their children as it opens doors to a brighter future.

If you are considering private schools, it is essential to plan in advance though. With the rising costs of education and various expenses associated with that, these costs can quickly add up to $40,000 a year.

But don’t worry, we are here to help you navigate through it.

In this article, our adviser Leandro Bonin covers ways you can save effectively for your child's education, avoid common pitfalls and ensure a secure financial future.

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Financial Planning Sarah Haines Financial Planning Sarah Haines

7 things you need to know about burnout

As any small business owner knows, entrepreneurship can be all-consuming. Juggling jobs and wearing multiple hats can soon leave business owners with little time for anything else. But ignoring your mental health and wellbeing comes at a cost and that cost is burnout, writes results coach and change facilitator Sue Giacobbe.

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