Managing your financial health
Financial health is an important part of our lives. When we take care of our financial health we can better manage financial stress and achieve our financial goals.
Life insurance: the basics and things to consider
The most important reason to consider taking out life insurance is to protect your family if you die or become unable to work.
There’s a good case for anyone with dependants or people who plan to have dependants to take out life insurance.
Australians need help on how to manage huge wealth transfer
Most Australians want to share their wealth with the next generation but are unsure how to transfer that wealth and need help to plan for an effective transfer. Financial advisers are well-placed to meet those needs, according to the findings of a new report from Fidelity International and independent research firm, MYMAVINS.
How to increase your IQ for later in life
According to Dr Vincent Candrawinata, a respected food scientist, clinical nutritionist and health researcher, many different factors influence your intelligence quotient or ‘IQ’ as you age, such as diet, genetics, upbringing, lifestyle and education.
Occupational burnout in the workforce
In today’s fast-paced business landscape, the wellbeing of your employees is paramount.
As a business owner or manager, you've likely heard the term “occupational burnout” thrown around, but do you truly understand its implications and how to prevent it in your workforce?
Superannuation scams
If someone offers to withdraw your super or move it to a self-managed super fund (SMSF) so you can get the money, it could be a scam. Learn how to spot the signs of a super scam and what you can do to protect yourself.
Manage the cost of living
Here are some quick ways to reduce your living costs. Having a money plan helps you stay on top of your spending and bills. There's also free support and services to go to if you're feeling overwhelmed.
Sending money overseas
Look for a good currency exchange rate and check the fees when sending money overseas. A small difference can mean more money gets to your family or friend.
Switching home loans
Refinancing your home loan to take advantage of a lower interest rate might save you money. Before you switch, make sure the benefits outweigh the costs.
“Leandro’s Money Matters” - Aspire Planning’s new Webinar Series
Our team at Aspire Planning is thrilled to announce the launch of our exciting new webinar series, "Leandro's Money Matters."
As dedicated financial advisers, we understand the importance of staying informed and empowered when it comes to managing your finances.
Investing mistakes to avoid
Investing successfully and improving your investment portfolio can be as much about minimising mistakes as trying to pick the ‘next big thing’. It’s all about taking a calm and considered approach and not blindly following trends or hot tips.
Tax changes - what it will mean to me
Prime Minister Anthony Albanese has announced proposed changes to address ongoing cost of living pressures with all 13.6 million Australian taxpayers receiving a tax cut from 1 July 2024, compared to the tax they paid in 2023-24.i
Riding the AI wave to make your life easier
During a period where technological developments have picked up speed, one innovation in particular wields a profound, broad-reaching impact on our lives.
Three aged care mistakes you should avoid
Moving into residential aged care can be a stressful period with complicated rules, family conflicts and rushed timeframes. This can easily lead to mistakes, which can be costly and difficult to rectify. This article highlights three common mistakes and tips to avoid the traps.
How will you use your super?
We spend decades watching our super balances grow but for those thinking about retirement in the next few years, it can be confusing to work out how best to use your super.
Here are some of the considerations for the popular options.
Out with the old in 2024
A New Year is a chance to start afresh and move into the year ahead with confidence and optimism that it’s going to be a great one! Part of setting yourself up for a wonderful year can sometimes be letting go things in your life that are not so beneficial for you and may be holding you back from living the life you want.
2023 Year in Review
Australia’s economy stubbornly defied predictions during 2023, dashing any hopes that we might begin to return to some kind of normal.
Some had expected an end to the Reserve Bank’s continued cash rate rises during the year. Instead, inflation has been a stubborn foe and we saw five rate rises.
The festive season brings families together
When your family gathers over the festive season, it might present an opportunity to start planning for future care needs.
Christmas is a time for families and the New Year is for resolutions.
“Get your fightback on”
More than most, this year is one that needs some reflection. In many ways, 2023 has been a very messy year. And there are so many of us feeling under pressure right now, we are this hearing from many clients and from many other people in my community.
Powering down for a relaxing holiday
It’s nice to enjoy a break over the summer months. In fact, it’s an Aussie tradition - that mass exodus after Boxing Day that sees us head off for some well-earned rest and relaxation. However, it can be hard to unwind when we have a device in our pocket buzzing away every couple of minutes.